The ideal working situation for most people is to have freedom and flexibility in a work schedule, to undertake projects that foster creativity, and provides an opportunity to turn a personal passion into a lucrative business. Whether you’re into baking, insurance, cleaning services, or consulting, turning these interests into a home-based business can create challenges.

One of the biggest obstacles is finding working capital to turn a dream into reality.  For those of us without the benefit of a rich relative to invest in our venture, or a monetary reserve saved from a previous job, the natural inclination for some entrepreneurs is to request a small business loan from a bank.  Sure, banks have relaxed their standards somewhat when it comes to helping people finance a business, but there are still a lot of requirements a borrower has to meet before gaining consideration for a loan.

The uncertainty of getting financial support from banks can seem daunting, but what most people aren’t aware of are the innovative and exciting opportunities for merchant cash advances and other small business loans.  With a lack of job growth over the past few months, and an unemployment rate over six percent, many Americans are thinking outside of the box when it comes to generating income.

By exploring their many lending options, entrepreneurs desiring a home-based business can jump-start their enterprise in time for the holidays.