FAQ

Why should I use Silver Rock Funding?

Does my business qualify for a loan?

How do I get a business loan?

Is the application process difficult?

What information will I need to provide?

How does the loan program work?

How much money can I borrow?

How long are the loan programs?

How much does it cost to apply?

Do you take my personal credit score into consideration?

How secure is my information?

Are you a direct lender?

How do you make money?

Who should I call if I have any questions?



.Why should I use Silver Rock Funding?

Many traditional banks no longer meet the needs of growing businesses. Silver Rock Funding utilizes a network of lenders that provide quick and effective alternative financing for small businesses in need of cash. We offer a less arduous application process, quick approvals, and a personal touch. We believe in building relationships for the long term. Ours is not a one-time transaction model. Rather, our goal is to work with you as your needs change. We’ll grow as you grow. Complete our free application now.
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.Does my business qualify for a loan?

Lending requirements vary by product and lender. Most lenders use some combination of the following criteria to make funding decisions: length of time in business; average sales volume; personal credit score; and outstanding debt. Generally, lenders want to ensure that you can afford to repay the loan while continuing to grow your business. If you’re unsure whether your business will qualify for a loan, just call and ask! Complete our free application now.
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.How do I get a business loan?

Applying for a business loan is simple. Just fill out the online application form on our homepage or call 1- 800-ROCK-163 (1-800-762-5163) to get started. Once you submit your application, a funding manager will contact you, typically within twenty-four hours, to assist you in completing your application and getting your business the cash it needs. Complete our free application now.
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.Is the application process difficult?

The application process is not difficult. We employ real people to help make the application process as simple and easy to understand as possible. After we receive your online application form, we leverage our network of lenders to find you the loan you need. Complete our free application now.
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.What information will I need to provide?

The type of information required varies by product and lender. Typically, you’ll need your: Business Tax ID; previous 3 months credit card statements; previous 6 months bank statements; social security number and driver’s license number. Complete our free application now.
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.How does the loan program work?

Based on your particular business, Silver Rock Funding will assist you in securing a business loan that meets your needs. There is no “one-size-fits-all” financial product. Some of the more popular forms of financing include: Merchant Cash Advances and Asset Based Loans.
The Merchant Cash Advance is a popular product for businesses that have few assets and challenged credit, but enjoy consistent cash-flow. With MCAs, lenders deduct a fixed amount from a merchant’s daily credit card receipts or bank account until the loan is repaid. 
An Asset Based Loan is a loan secured by any valuable property, including: real estate, vehicles, equipment, or even personal property, such as jewelry. Generally, if the asset is transportable and has value, it can support an Asset Based Loan.
Our network of lenders offer many other forms of financing. Call 1-800-ROCK-163 (1-800-762-5163) and a dedicated Silver Rock funding manager will review your options today! If you are interested in reading more about the process, click here to download a great free e-book on the process.
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.How much money can I borrow?

Loan amounts depend on what a lender expects you’ll be able to repay, while still growing your business. Amounts range from $5,000 and $500,000. Complete our free application now.
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.How long are the loan programs?

Loans typically range from 3 to 18 months but can be tailored to meet the needs of your business. Complete our free application now.
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.How much does it cost to apply?

Your application is free!
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.Do you take my personal credit score into consideration?

Revenue and the health of your business are the primary qualifying factors. However, depending on the type of financing product you choose, lenders may consider your personal credit score. Complete our free application now.
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.How secure is my information?

We employ bank-level security standards to protect your data. Additionally, we respect your privacy and share your application information only in the process of securing your financing from one of our lending partners. We will never sell or rent your information to third-parties. For more information on our use of data, please visit our Privacy Policy. Complete our free application now.
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.Are you a direct lender?

No, Silver Rock Funding is not a direct lender. Silver Rock Funding utilizes a highly-respected network of lenders to secure our clients the funding they need. Complete our free application now.
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.How do you make money?

Our application process is free.  We only make money if you receive funding.  Our fee is typically built-in to the cost of your funding (as a small percentage or flat fee). Complete our free application now.
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.Who should I call if I have any questions?

Email us at info@silverrockfunding.com or call our funding managers at 1-800-ROCK-163 (1-800-762- 5163). We are here to help you! Complete our free application now.
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